It’s time to talk about your finances! A healthy wallet is just as important as a healthy mind and soul, which is why financial planner, Melissa Joy, is here to share her knowledge and resources!
Melissa starts off by sharing the different components of financial health: cash flow, taxes, insurance, education, loans, and more! Some things to keep in my mind when thinking about your finances is your cash flow and net worth. She recognizes that these things may have changed during the pandemic. Your income may have been slashed. Your consumptions may have decreased (or maybe even increased). Melissa shares her tips, resources, and advice to navigate these potentially financially difficult times.
If your net worth is negative...don’t worry! Don’t let financial shame stop you from taking control of your finances. As Melissa says, “It’s not about where you’re at, it’s about where you’re going.”
We also chat about finances and relationships. Financial abuse in relationships is a real thing. Melissa is all about money empowerment to keep you aware and in control!
Other topics in this episode include investment, emergency reserves, retirement plans, and more!
Check out the show notes for all the useful (and free) resources Melissa provides.
Check out Melissa’s bio:
Before founding Pearl, I worked in the world of financial planning and investments for more than twenty years. As a CERTIFIED FINANCIAL PLANNER® professional and Certified Divorce Financial Analyst®, I specialize in working with executives, entrepreneurs, and those needing help with transitions such as retirement or divorce. Even though Pearl is based in Dexter, Michigan, our clients live coast-to-coast and we use all the tools of technology plus plain-old human connection to build relationships across the miles.
While I was a partner and owner of a large Detroit-based registered investment advisor, I always dreamed of starting my own company. Now that dream is a reality. Founded in 2018, Pearl Planning fulfilled those dreams. Just as a pearl symbolizes wisdom gained through experience, I used my background running the investment and financial planning departments along with complex client practice experience to create a client-focused, personalized and modern wealth management firm.
Dexter, Michigan is home for me, my husband, Jeff, and our kids, Gus and Josie. In addition to spending time with family, I have a lifetime love of playing soccer, reading, and travel. I also have a passion for supporting and promoting women in financial advice careers.
Do you consistently put everyone’s needs before your own? If so, join me for this free workshop on setting healthy boundaries. Start saying “NO” here.
